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Get Your Home Ready to Sell
As the New Year approaches, many of us start to consider next steps and new opportunities. If you’re thinking of selling your home in 2025 now is the perfect time to start preparing. Today’s blog looks at how you can get your home ready to make a great impression on potential buyers. 1. Declutter and…
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A Year In Review
As 2024 draws to a close, we take a look at the key trends shaping the UK mortgage market. This year brought challenges for homebuyers and homeowners alike but also signs of resilience. Rising Interest Rates The Bank of England’s base rate reached 5.25% by mid-year, pushing mortgage rates higher, with fixed deals averaging around…
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The Hidden Costs of Moving
Moving house is an exciting step, whether you’re upgrading to a bigger home or relocating for work. But while you may have factored in the big-ticket items like the deposit or mortgage, the true cost of moving often hides in the small print. If you’re planning a move in the UK, here’s a breakdown of…
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What The Budget Means for you
The Chancellor Rachel Reeve’s 2024 Autumn Budget was delivered yesterday after much anticipation and speculation. She announced a range of measures aimed at bolstering the UK property market, addressing housing shortages, and dealing with affordability issues for different types of buyers and homeowners. Whether you’re a first-time buyer, home mover, landlord, or current homeowner, here’s…
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Help is on hand for first time buyers!
Buying your first home can seem overwhelming, but there are several UK schemes designed to help first-time buyers achieve homeownership. In today’s blog, we look at what options are available to help you get on the ladder. 1. Shared Ownership: Buy a Share, Pay Rent on the Rest Shared Ownership allows you to buy a…
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Protect your future with Income Protection
Life is unpredictable – an unexpected illness or injury could leave you unable to work for months or even years. This is where income protection insurance becomes vital, providing a safety net when you need it most. What Is Income Protection? Income protection insurance will pay your salary if you’re unable to work due to…
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Unlock extra capital & fund your dreams
Are you dreaming of home renovations, planning a dream wedding, or funding an education but lack the funds to make it happen? A second charge mortgage might be the perfect solution. This financial option allows homeowners to leverage the equity in their property to access extra funds without remortgaging. Today’s blog looks into how a…
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Think a credit blip will stop you getting a mortgage? Wrong!
Worried that a credit blip or missed payment will prevent you from getting a mortgage? You don’t need perfect credit to secure a competitive mortgage rate. Specialist lenders now offer more flexible options, helping borrowers with less-than-perfect credit histories qualify for better deals. News dropped this week about recent rate cuts that are making these…
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Why use a Mortgage Broker?
Navigating the mortgage market can be overwhelming; there are a vast array of options available along with what seems like a lot of confusing jargon. A mortgage broker can simplify your journey, offering expert guidance and helping you secure the best deal. Here’s why using a mortgage broker is a financially smart and essential choice.…
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First time buyers – don’t be fooled by auctions!
Auction properties can be tempting, but they often come with hidden risks.
Laura Bailey
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